faqs

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A DMM is a professional who provides personal financial services to individuals. 

A DMM is one of the professionals that you should hire to help you manage your personal finances along with:

• a CPA for tax preparation and financial advice
• a CFP (certified financial planner) or registered investment advisor (RIA) to help manage your investments
• an attorney to help you with your will, estate, trust, or POA

The separation of duties between the DMM, CPA, financial advisor, and attorney not only saves money, but prevents possible conflict of interests that might arise when the person who handles your money is also the one who does the advising, tracking, and reporting. In addition, the accountability provided by each professional helps to ensure that there is no opportunity for commission of fraud or theft.

While it may be easy to have a  family member, friend, or neighbor handle your financial matters, asking even a well-intentioned individual to handle financial activity can be risky. Your financial information should be kept in the highest regard when it comes to safety and security, to reduce your risk of loss and theft. There can also be a level of complexity and knowledge that can only be entrusted to a professional trained in financial matters. Hiring a trusted professional with the proper skillset and experience needed to help you, along with the absolute guarantee of confidentiality and privacy, is of utmost importance. A DMM will be insured and/or bonded giving you peace of mind as you work on your finances together.

• "Dad used to handle of the finances. What is Mom going to do now that he's gone?"
• "My arthritis has gotten so bad, I'm not sure how I'm going to be able to continue writing checks."
• "How can I help when I live so far away?"
• "I don't remember making that purchase."
• "I thought Mom had enough to cover the bills?"
• "I can't see as well as I used to."
• "My child is in college out-of-state and needs help setting up a bank account, but I'm worried that they may be overwhelmed and not know what to do."
• "I noticed that Dad has been losing his checkbook a lot lately."
• "I went to my sister's house today and she has piles of unopened mail."
• "I keep getting calls from collection agencies about a bill I thought I paid."

You have your daily, weekly, and monthly financial matters that need to be taken care of, and the cost of a DMM is much lower per hour than a CPA or attorney. It's better to have your CPA and attorney provide services in their area of expertise periodically, rather than paying their higher rates to do bill payment and other regular financial tasks.

We are in the business of assisting, not influencing or controlling. We will not be an owner or decision-maker for any accounts, financial or otherwise. You are in control of your accounts at all times!

We adhere to the highest standards of values, which includes privacy.  We take your trust in us very seriously and all client relationships remain strictly confidential at all times. We do not share, exchange, distribute any information to any person or business without your authorization.

 Yes! We are insured and bonded.